Everything You Need to Know About Our Rates and Products

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Regents Asset Finance - Loans Rates and Products

Our services

Refurbishment Loans

Our refurbishment finance supports everything from light-touch refreshes to full-scale overhauls. With adaptable terms and rapid funding, we keep your build on schedule and maximise value through every construction phase, from initial planning to final sign-off stage.

Bridging loans​

Our bridging finance delivers swift, flexible capital for any property scenario. Whether you’re switching from build to sale, seizing a time-sensitive purchase, or smoothing a temporary funding gap, we stand behind you at every turn. Move decisively and let us turn your property ambitions into reality, with expertise you can trust.

Development Exit loans

Unlock tied-up capital in completed developments with our leading Development Exit Bridging Loans. Ideal for equity release or avoiding a forced sale, these loans deliver the speed, adaptability and certainty you need to advance with confidence. We work to your timeframe—not the other way around—so you secure the best result and keep momentum across every project you take on next.

Low Rate

Our Low Rate product is designed for standard bridging cases with clean, transparent credentials. Ideal for clients who can clearly demonstrate a viable exit, stable income, and legitimate use of funds, this solution offers competitively low rates without compromising on speed or reliability. Backed by up to 70% LTV, it’s the go-to option for borrowers who fit the conventional profile and want market-leading value.

Valuation Only

Our industry-leading Valuation Only™ product puts the focus where it matters—on the asset. Perfect for clients who may not be able to—or prefer not to—provide income proof, credit history, or exit details, this solution prioritises property value over personal profile. With lending up to 70% LTV, we remove unnecessary roadblocks and fast-track decisions, keeping deals in motion when others stall.

Development Exit loans

When your business is on the brink, our Lifeline Loan steps in. Tailored for clients navigating bankruptcy, insolvency, liquidation, or repossession, this fast, no-nonsense loan helps stabilise your situation and reclaim control. Whether you’re halting a winding-up order, reversing a bankruptcy, or funding a payment to an insolvency practitioner, we offer a second chance when others won’t. Because with the right support, recovery is possible—and we’re here to help make it happen.

Loan purposes

Regents Asset Finance - Bridging Loans

Bridging Loans

LTV - up to 75%

Regents Asset Finance - 1st Charge Loans

1st Charge Loans

LTV - up to 75%

Regents Asset Finance - 2nd Charge Loans

2nd Charge Loans

LTV - up to 75%

Regents Asset Finance - Equitable Charge Loans

Equitable Charge Loans

LTV - up to 60%

Regents Asset Finance - Auction Finance

Auction Finance

LTV - up to 75%

Regents Asset Finance - Refurbishment Finance

Refurbishment Finance

LTV - up to 75% and 100% cost of works

Regents Asset Finance - Business Funding

Business Funding

LTV - up to 75%

Regents Asset Finance - Below Market Purchase

Below Market Purchase

LTV - up to 100%

Regents Asset Finance - Development Exit

Development Exit

LTV - up to 75%

Regents Asset Finance - Portfolio & HMO Finance

Portfolio & HMO Finance

LTV - up to 75%

Regents Asset Finance - Re-bridging a Bridge

Re-bridging a Bridge

LTV - up to 75%

Regents Asset Finance - Bankruptcy or Insolvency

Bankruptcy or Insolvency

LTV - up to 75%

Why choose Regents asset Finance

Regents Asset Finance - High LTVs – Up to 75% Available

High LTVs – Up to 75% Available

We assess every case on its own merits. Clients with CCJs, missed mortgage payments, or even defaulted mortgage contracts won’t be automatically declined. No blanket rejections. No judgment. Just fair, flexible lending.

Regents Asset Finance - Speed

Speed You Can Count On

We move fast. In most cases, we issue a fully credit-backed offer in under an hour from receiving 18 key data points, subject to legals, underwriting, and due diligence.

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